Mastercard Send® for Domestic Payments

Click to play video

How Mastercard Send makes a difference



Pay consumers faster and easier with Mastercard Send?

Powered by Mastercard, this full-service disbursements and person-to-person (P2P) platform allows you to create a truly differentiated payment experience


icon speed send


Recipients receive funds generally within seconds* with 24/7/365 access


icon easy reach


Virtually all U.S. consumer debit cards, and a majority of U.S. small business debit and general purpose reloadable prepaid cards, regardless of brand

icon security


Best-in-class security tools and capabilities for managing regulatory, financial and fraud risk

icon control


Multilevel transaction controls, such as transaction limits and velocity controls, plus the ability to set your own margins

icon interoperability


Single API connection to all major debit networks delivers streamlined service combined with lower operational costs

icon user experience

User experience

Minimal lift for users to receive a payment; recipient inputs their debit card number and, in most cases, money is received in their bank account via the debit card in near real-time**

Mastercard Send? in action

Businesses, governments and nonprofits face unique challenges when disbursing funds, as do financial institutions and other digital players seeking to simplify P2P payments. Mastercard Send has the solutions.

Industry trends and insights

Learn about the latest trends and insights in faster payments

Pay Advances: The Gig Economy's New?Normal

Uncover the opportunities and life-changing benefits of enabling pay advances for the gig worker.

Pay Advances Playbook: Breaking the Paycheck-to-Paycheck Cycle

See how pay advances can offer financial flexibility and impact the lives of five gig personas.


A simple four-step process

With Mastercard Send, financial institutions, businesses and digital players can send funds on their customers’ behalf to virtually any consumer debit card in the U.S., as well as general purpose reloadable prepaid consumer cards and small business debit cards in the U.S., regardless of brand.


Mastercard Send APIs keep implementation simple

diagram Disburser or P2P provider | Receiving customer

Swift implementation comes via a robust API supported by development kits available in multiple programming languages and backed by a dedicated servicing team.

*Actual posting times depend on the receiving financial institution.

**Transaction approvals depend on the applicable payment network and receiving financial network. Actual posting times depend on the receiving financial institution.

***Additional information may be collected by the transaction originator for P2P transactions.


Mastercard Send? is ready to work for you

The time to act is now. We are ready when you are.